Services

We specialise in a comprehensive suite of services tailored to meet the needs of home buyers, property investors, and those looking to refinance or consolidate debt.

We assist clients through the entire home buying process, offer investment loan guidance to support your financial growth and refinancing options for better rates and terms.

We also offer specialised services such as debt consolidation to simplify repayments and reduce costs, and LMI waiver loans for eligible professionals, aiming to make buying a property more accessible and cost-effective.

First-TIME Home Buyers

The purchase of your first home brings a mix of excitement and complexity. It represents a significant financial milestone. At Loan Locker, we're dedicated to guiding you smoothly from start to finish, ensuring you're well-informed and supported throughout your home-buying journey.

HOME LOANS

Tailoring your home loan to fit your financial goals is our specialty at Loan Locker, we guide you through the process start to finish. We use our first-hand experience working in banks to advocate for you, to secure the right outcomes to suit your needs.

INVESTMENT PROPERTY FINANCING

The right investment loan can make a big difference in your property journey, whether you're looking to pay down debt swiftly or expand your property portfolio. Property investment is a popular tool for wealth building in Australia, offering benefits like rental income and other advantages. Selecting the appropriate loan product with the right lender is an important part of the decision-making process.

REFINANCING

Switching your existing loan for one that better suits your current needs could save you a significant amount. Refinancing, whether with your current lender or a new one, should offer improved terms and rates, reflecting your unique financial situation. Consider whether you're getting the right deal on your loan.

DEBT CONSOLIDATION

Consolidating multiple debts into one, typically your mortgage, can streamline payments and reduce interest rates and fees, which can provide significant savings. This approach simplifies your finances, reducing the hassle of managing multiple debts simultaneously. Talk to us today to see if this is right for you.

LMI WAIVER LOANS

For some qualified professionals and medical practitioners, we offer LMI waiver loans, removing the need for Lender's Mortgage Insurance on loans exceeding 80% of a property's value. This option can lead to significant savings, especially for high-value properties. Eligibility criteria include specific professions and conditions.
The major benefit of using a broker to finance other large purchases besides property is obtaining finance that is tailored to fit your current financial circumstances and needs. With depreciating assets, the right finance can also potentially save you money on interest and fees, or potentially help you maximise your tax benefits.AND MORE – Not sure what kind of loan you need for your current financial circumstances? That’s our job. We deliver tailored finance solutions chosen from a panel of leading lenders, and give you peace of mind that your loan is working for you. Contact us today to find out all the ways we can help you.

Contact Us

Address:
6-14 Oxford Street Darlinghurst
Phone:
0405 770 705
Email:
nathan@loanlocker.com.au

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Loan Locker Pty Ltd Credit Representative 555173 is authorised under Australian Credit Licence Number: 389328 | ABN: 36645433496
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.